Author: Maurie Backman, The Motley Fool

Many people dream of winning the lottery and taking home millions. But in reality, it takes a lot less money than that to change your life.

If you’re unhappy on the job, it pays to consider a different opportunity and a better work-life balance – even if it means lowering your income.

The average American spends an estimated $697 a month on non-essential expenses and millennials are the worst offenders.

Don’t wait until the end of the year to make yourself a more viable candidate for a promotion. Instead, take steps to build your case immediately.

Social Security is a key income source, and if you want to make the most of it in retirement, you’ll need to be strategic about when you file.

Many retirees are caught off guard by rising expenses and inadequate savings, so much so that it puts a real damper on their golden years.

Though 65 is when Medicare kicks in, it’s not full retirement age for Social Security purposes. And not knowing that difference could hurt you in the long run.

If you’re not careful, you could end up reducing your benefits and suffering for it when you’re older. Here are three things to avoid.

The ideal retirement age for U.S. workers today is 58 1/2, according to a new study. Whether that’s realistic, however, is another story.

Try these end of the year money moves to go into 2019 in stronger financial shape.