Author: Janna Herron, USA TODAY

The number of mortgage applications fell 3.2 percent last week from the previous week as mortgage rates hit an eight-year high.

All homebuyers face a tough housing market, but larger shares of black and Hispanic buyers had to surmount more obstacles than white buyers.

One in four homebuyers this year had student loans, which made it harder to save for a down payment or get a loan.

The share of homebuyers over 55 has more than doubled the last 15 years. Andfirst-time owners accountfor 9 percent of that senior group.

Whether you’re an older first-time buyer or this is your second go-around, a house purchase later in life comes with considerations unique to seniors.

The Citi Prestige card will provide five rewards points for every dollar spent on dining or air travel, up from three points for those purchases.

The part of parenthood I couldn’t wait for was making Halloween costumes. I imagined crafty feats while saving money. That’s not what happened.

Younger adults living in urban areas are generally more financially secure and more confident in money matters than their counterparts living in rural America, according to a new survey.