Money Is it ever too late to start saving for retirement? No. These steps can help you catch up November 25, 2022December 8, 2022 Medora Lee, USA TODAY Comments Off on Is it ever too late to start saving for retirement? No. These steps can help you catch up In your 40s or 50s without a dime saved for retirement? No worries. There's still time to build out a plan to live comfortably, experts say.