Money Should I wait to take my first required minimum distribution from 401(k) plan? Ask a Fool November 1, 2018 Matthew Frankel, CFP, The Motley Fool Comments Off on Should I wait to take my first required minimum distribution from 401(k) plan? Ask a Fool You may be able to wait to take your first RMD from a 401(k) plan, but that doesn't necessarily mean it's a good idea.